These work-related injuries may occur even in the most secured environment. Fortunately, the law has got the injured worker covered in terms of medical care, compensation, and insurance benefits. However, compensation claims do not generally run smoothly, and sometimes require the services of a lawyer. In the event of seeking the services of a lawyer, this article looks at when one needs to seek such services, when such an issue can be handled by oneself, and what documents one should assemble for the lawyer.

In Chicago, the Law Offices of John S. Eliasik offers experienced lawyer for work injuries, helping clients access the benefits they’re entitled to—covering medical bills, lost wages, and more. To get thorough support with your claim, consult the Law Offices of John S. Eliasik.

When Should You Visit a Lawyer?

1. The injury has caused serious health damage

Legal assistance will be required if severe health consequences are the result of an injury, such as a loss in work ability, long-term needs for treatment, or even disability. A lawyer can ensure this compensation is fair and can guarantee that both the employer and insurance company complete their obligations.

2. Employer Refuses Compensation to Employee

Unfortunately, some employers want to avoid or reduce any payout whatsoever by providing one reason or another. This is also where a lawyer protects your rights and fair treatment.

3. Your Claim Gets Denied by the Insurance Company

The insurance companies may also completely deny the claims, claiming that the injury was totally your fault or it had nothing to do with your work duties. This is where a lawyer will be able to dispute the denial and represent you in court if there is such a need.

4. Your Employer Charges that You are a Safety Hazard

Some employers would hide behind claims of safety violations to avoid being responsible for the incident. In such a situation, it is the work of a lawyer to help determine whether indeed there was a violation and how it affects your right to compensation.

When Legal Representation May Not Be Required

1. Minor Injuries That Do Not Affect Work Capacity

Less serious injuries, which do not require long-term treatment and consequently have less impact on work capacity, normally lead to less problematic compensation procedures that may not necessarily involve a lawyer.

2. The employer discharges all the duties or obligations

The services of an attorney may not be necessary in the case the employer meets all obligations immediately, provides medical assistance, and cooperates in the insurance payouts.

3. Clear and Standardized Claims Settlement Procedure

If there is no dispute with the employer or insurance company, and if the claims procedure is simple and straightforward, you possibly will not require a lawyer. The only thing you have to do is follow the procedures that are supposed to be followed and submit all your documents as required.

Documents Your Attorney May Need

1. Medical Records

• Copies of medical certificates confirming diagnosis and conditions prevailing at the time of incident.
• Medical history that displays the length and extent of the medical treatment.
• Tests and examination results showing the extent of the injury.

These documents help the lawyer in proving that the injury was indeed serious enough to require medical intervention, which can very well be a ground for increasing compensations accordingly.

2. Witness Statements

• Statements from colleagues present and who can confirm the circumstances.
• Statements from any witness who can confirm that the injury indeed happened in the workplace.

Witnesses can provide sources for a complete picture of the occurrence, necessary to establish a basis in defense of your rights.

3. The Employment Contract and a Job Description

• An employment contract, proving that you indeed were working in the firm during the time of the accident.
• A job description to clarify your duties: Many times, it may have shown any negligence on the employer’s part as far as safety is concerned.

These surely provide the lawyer with clear insight into the relationship between you and your employer.

4. Payment and Remuneration Documents

• Receipts of all payments made to the employer.
• Denial letters from the employer or insurance if they had denied the compensation.

These documents will, therefore, act as a basis for legal action, or proof that employers or insurance companies are trying to shun blame.

5. Insurance Policy and Related Documentation

• A copy of the insurance showing that one was indeed insured at work. 
• Claims filed with the insurance company, along with any response letters. 

These documents serve to enlighten the attorney on the applicable insurance terms, as well as the company’s obligation toward covering damages. 

Tips in Dealing with a Lawyer 

1. Collect and Organize All Documents in Advance: The more complete and sorted your document package is, the easier it is for the lawyer to manage your case. 
2. Detailed Description of Incident Information: Put down everything that you can remember in as much detail as possible; that way, the lawyer will understand what has happened. 
3. Be Ready to Cooperate: Be available, and provide necessary information as soon as possible, so delays may be avoided. 
4. Request a Consultation on Compensation Possibilities: Most lawyers will be able to review your case and make some suggestions as to the amount of compensation you may receive. 

Conclusion 

A workplace injury is a situation of duress, and all steps toward compensation must be well considered. When the injury is serious or you have problems with payout, getting in touch with a lawyer is perhaps the only way to defend your rights and get civil compensation. Prepare the papers in advance and weigh the involvement of a lawyer in accordance with the particular circumstances of your case.